Summary
30+ Years Established: highly trusted regional presence with a massive $200 Million loan book generating ~$25,000 per month in passive recurring trail income.
Location Details
Cairns & Far North Queensland (FNQ)
Flexible Premises & Lease Terms: Complete operational flexibility offering a brand-new 3x3 year lease or negotiable terms if choosing to relocate.
About the Opportunity
Key Business Highlights:
-30+ Years Established: Mature, highly trusted regional presence with a deep database of loyal clients across Far North Queensland and Australia.
-Exceptional Recurring Revenue: Massive ~$200 Million loan book generating ~$25,000 per month in passive recurring trail income.
-Turnkey Revenue Retention: Remote Loan Consultant settling ~60% of residential volume is eager to remain with the business, ensuring seamless client retention and immediate revenue stability.
-Flexible Premises & Lease Terms: Complete operational flexibility offering a brand-new 3x3 year lease or negotiable terms if choosing to relocate.
-Unrestricted Growth & National Reach: Strong local brand presence across Cairns and the Atherton Tablelands with freedom to write loans anywhere in Australia.
-Advanced AI Technology: Access custom Google Gemini Gems and an AI-powered Policy Search Tool (such as Compliance Review, Document Verification, and Company Financials Analyst) that slashes hours of lender research into minutes.
-Backed by REA Group: Enjoy unmatched brand recognition and digital leverage from Australia’s #1 property portal, realestate.com.au.
Mortgage broking has transformed the mortgage market and the way Australians arrange their finances, with currently 81% of all residential home loans written by mortgage brokers.
Owning a Mortgage Choice franchise is an opportunity to secure a better future for your clients, while securing a better future for yourself.
You won't be starting from scratch; you will be taking over a respected business with a 30-year legacy, immediate monthly trail income, a strong Far North Queensland footprint, and the freedom to write loans anywhere across Australia.
Next Steps & How to Apply:
Ready to take ownership of a premium business in Far North Queensland?
Click apply or contact us directly to request a Confidentiality Agreement.
Visit our website today to learn more about the Mortgage Choice story https://www.mortgagechoice.com.au/about-us/
To find out more about our franchisee opportunities, visit our website at https://www.mortgagechoice.com.au/franchises/ or click apply
Marketing support
Mortgage Choice’s in-house marketing team will help you professionally market your
business. Our marketing team will build your website, social media pages and provide you
with relevant content to market your business to your clients. This includes collateral for local
advertising, online marketing, and social media. Our franchisees further have access to
marketing webinars to build their marketing knowledge to leverage local area marketing.
Training provided
Tailored Training to set your business up for success:
- Induction Training: 5 day induction training.
- 2-Year Accredited Mentorship: 2 year industry accredited Mentor Program.
- AI-Driven Online Content: Access to interactive online self-service content and AI-driven platforms covering sales, marketing, lending, operations, management, and compliance.
- Ongoing Development: Professional Development days and annual conferences.
Skills
At Mortgage Choice we seek individuals who:
- 2+ years of lending or financial services experience preferred
- Have a strong work ethic and drive to build a business.
- Enjoy helping people and provide great service.
- Enjoy numbers and problem solving.
- Be a great communicator and networker.
Please note within your induction with Mortgage Choice you will need to successfully:
- Complete a Certificate IV in Finance and Mortgage Broking.
- Pass a criminal and credit check.
Length of Agreement
Agreement & Business Details:
Primary Market Focus: Far North Queensland (Cairns & Atherton Tablelands focus with national client base).
Target Buyer Profile: Open to qualified candidates (experienced brokers, career changers, or financial professionals).
Premises & Lease: Favorable commercial lease terms available, fully negotiable or relocatable if desired.
Length of Franchise Agreement: 5 years plus 5 years
History
Mortgage Choice is a trusted Australian brand owned by REA Group; a leading global digital business specialising in property. REA Group further owns Australia's #1 property portal, realestate.com.au, and acquired Mortgage Choice in July 2021. This sees our network grow to nearly 1,000 brokers around Australia – ensuring in future we can leverage REA digital assets to help more Australians. Our established franchisees represented over 600,000 everyday Australians in their property and financial journey.
Awards
We write a loan every 15 minutes and have achieved a 90%+ customer satisfaction rating through our Client for Life philosophy. Over 40% of our franchisees have been with us for more than 10 years and we’ve won more industry awards than the competition.
Connect with us