Fifo Capital

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Fifo Capital – The Industry Leader in Alternative Business Finance.

Fifo Capital is the leading supplier of alternative finance to businesses in Australia. We are not a broker - we act like a mini bank and step in where most of the major banks can’t help.

Created by innovative industry professionals who saw a gap in the market, Fifo Capital has assisted business by lending over a massive $1 Billion.

The key driver behind our success is undoubtedly the people. Our Business Partners provide extraordinary service to their clients receiving a NPS of +63% from our customers in 2017. The management team have all come with a pedigree in the SME lending industry and have a combined 100 years+ of experience behind them. This experience is directly in the SME lending space and not just ancillary business experience. For you to operate successfully in this space – the advice and systems you receive are critical.

Our target market is huge and expanding. With banks becoming increasingly focused on lending to the private mortgage market – the SME lending space is expanding rapidly – currently the opportunity stands at >$100m. Here’s an interesting article from SmartCompany re the plight of businesses seeking finance in July 2015:

There has never been a better Time to get on board with Fifo Capital.

There are a number of products to the Fifo Capital brand: Invoice Finance, Commercial Loans (Smart Loan) and Credit Repayment Plans (Flexi-Pay). The product mix is set to expand as the opportunities present themselves.

All of these products are tried and tested and drive huge returns to our franchisees.

We see our business more as a community of business professionals. It would be rare for you to hear the word “franchisee” we prefer to call each other “Business Partners”.

You can use your own capital or our Investor capital and lend funds using our systems and processes. For bigger deals – we create internal syndicates which every business partner has the opportunity of investing in. Syndication is an exciting way to learn and be part of some dynamic lending scenarios.

Our invoice finance product is backed by insurance (which is optional) and this coupled with our robust systems keeps the risks extremely low. We are the only franchise system that has this risk protection tool.

We have a fully manned credit help desk who will guide you through every step of making your decisions.

So why Should I join Fifo Capital?

  • Award Winning Business Model
  • Be part of the Market Leader
  • Get out of the Rat-Race
  • Huge returns
  • Very low risk
  • Access to industry experts
  • Very low overheads
  • No stock, staff or premises
  • No Industry experience required
  • Flexible working environment
  • Best in class training and Support

Fifo Capital was awarded the 30th fastest growing company in 2013 by Smartcompany. It is THE ONLY franchise system where all the senior managers come with a pedigree in business finance – you are in very safe hands.

Why us

The success of most franchise systems depends on the credibility, commitment and experience of the people behind it. Some people have a great idea but have they actually lived and breathed what they are promoting?

At Fifo Capital the key operators have all come from very seasoned commercial finance backgrounds: most having worked in very senior positions in large banks or finance companies. There is a combined 100 years + of experience in the senior management team and what’s more, everyone at manager level at Fifo is a shareholder in the business which locks in their focus and determination.

The leaders at Fifo have a huge level of experience and energy and that’s what has driven a staggering $400m of loans to business!

The Market

The opportunity is huge. Banks are fixated on traditional forms of finance and they almost always insist on property security. There are numerous, safe ways to fund businesses without the need for hard security and that’s where Fifo Capital fits in.

Skills Required

A successful franchisee requires 2 essential skills:

  • The ability to confidently market the Fifo Capital products in the business community and also to prospective clients
  • To have a cool head and work diligently with Fifo Capital’s support team.

Featured opportunities

3 days ago

Fifo Capital

Franchise New
Fifo Capital provides cash flow assistance to small businesses whilst giving a great lifestyle and an enviable work/life balance to its franchisees. No experience necessary, training provided more ››
Accountant or  Business Consultant? Looking for a new income stream ? Call now !
3 days ago

Fifo Capital

Franchise New
Fifo Capital provides cash flow assistance to businesses whilst giving a great lifestyle and an enviable work/life balance to its Franchisees and Investors. No experience necessary, call today more ››
Accountant or Business Consultant? Looking for a new income stream ? Call now !

The process is very simple but it is imperative that the Fifo Capital process is followed correctly.

A client will offer an invoice for sale and you will undertake some preliminary checks on the client, the debtor (payer of the invoice) and the invoice itself. Once all is verified, we will put the debtor on insurance cover and physically purchase the invoice – usually we will pay 80% of the invoice value with the balance, less fees, being paid once the invoice is paid. The invoice is then paid directly to Fifo Capital.

Fifo Capital will invest in the transaction also and you can decide how much of our funds you want to use (the minimum is 20% and maximum is 80%).

Most payers of invoices are usually large corporates (we would rarely buy an invoice for a debtor who was unknown) or where the debtor is a government agency.

Usually, invoices are paid on 40 days and your charge would be 7.5% of the invoice value. Your return on investment (after franchise fees of 1.25% & GST) would equate to around 75% ROI.

There is no other franchise system that can offer this level of return with such low overheads with such a flexible lifestyle opportunity.

Skills Required

The first thing is that you don't need to have prior finance experience to be successful in Fifo Capital. As it happens most people don't but with our training and careful guidance you will learn in no time at all.

The key thing that makes people successful in Fifo Capital is very good communication skills. A good command of English is essential and the ability to confidently present the Fifo offering will stand you in very good stead.

Don't worry - as part of your training, we provide you with 3 months of business coaching which will polish your skills and help you hit the ground running.

View all Fifo Capital opportunities

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  • How this business can fit your lifestyle
  • If this opportunity fits your skills
  • How you can become a successful business owner
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